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15 mai 2024
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24 mai 2024
1. Keep track of your finances.
Record and categorize all of your monthly income and spending. At the end of the month, you can figure out what proportion you spent on shopping, studying, or going out. emoji
2. Open a savings book.
Set short-term and long-term goals to increase your cash flow. For example, divide your pay into six parts: one for short-term savings, one for long-term savings, one for intellectual investment, one for personal use, and one for fixed costs. Fixed expenses, such as housing rent and power bills.
3. Set up an automated savings deduction from your bank account.
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